.terms-hero { background: linear-gradient(135deg, #0b152a 0%, #14284a 62%, #26355b 100%); }
.terms-layout { grid-template-columns: 250px minmax(0, 780px); }
.terms-index nav { grid-template-columns: repeat(2, minmax(0, 1fr)); column-gap: 13px; }
.terms-index a { font-size: 11px; }

.terms-list {
  display: grid;
  gap: 9px;
  margin: 20px 0 25px;
  padding: 0;
  list-style: none;
}

.terms-list li {
  position: relative;
  padding-left: 24px;
  color: #46536a;
  font-size: 14px;
  line-height: 1.65;
}

.terms-list li::before {
  position: absolute;
  top: .64em;
  left: 3px;
  width: 7px;
  height: 7px;
  content: "";
  background: var(--teal);
  border-radius: 50%;
}

.terms-grid-list { grid-template-columns: repeat(2, minmax(0, 1fr)); column-gap: 24px; }

.terms-warning {
  margin: 25px 0;
  padding: 20px 22px;
  color: #704412;
  background: #fff6e6;
  border: 1px solid #efd29d;
  border-radius: 12px;
}

.terms-warning strong { display: block; margin-bottom: 5px; color: #5c3408; }
.terms-warning p { margin: 0; color: #704412; }

.terms-related-link {
  display: grid;
  grid-template-columns: 1fr auto;
  gap: 2px 15px;
  align-items: center;
  margin: 21px 0 25px;
  padding: 17px 19px;
  background: var(--teal-pale);
  border: 1px solid #bce7e1;
  border-radius: 11px;
  transition: border-color .2s ease, transform .2s ease;
}

.terms-related-link:hover { border-color: var(--teal); transform: translateY(-2px); }
.terms-related-link strong { color: var(--ink); font-size: 14px; }
.terms-related-link small { grid-column: 1; color: var(--ink-soft); font-size: 11px; }
.terms-related-link span { grid-column: 2; grid-row: 1 / span 2; color: var(--teal-dark); font-size: 20px; }

@media (max-width: 1080px) {
  .terms-layout { grid-template-columns: 220px minmax(0, 1fr); gap: 38px; }
  .terms-index nav { grid-template-columns: 1fr; }
}

@media (max-width: 900px) {
  .terms-layout { grid-template-columns: 1fr; }
  .terms-index nav { grid-template-columns: repeat(2, minmax(0, 1fr)); }
}

@media (max-width: 640px) {
  .terms-grid-list { grid-template-columns: 1fr; }
}